專技普考申論題
111年
[海事保險公證人] 海事查勘鑑定
第 一 題
📖 題組：
請將下列英文翻譯成中文：（每小題 10 分，共 20 分） ㈠P&I Club shall cover liability for loss of or damage to any fixed or floating object by reason of contact between the Vessel and such object, if and to the extent not covered under the Hull Policies. ㈡Unless the Association shall in its absolute discretion otherwise determine, it is a condition precedent to a Member’s right to recover from the Association in respect of any liability, loss, cost or expense that he shall first have discharged or paid the same.
請將下列英文翻譯成中文：（每小題 10 分，共 20 分） ㈠P&I Club shall cover liability for loss of or damage to any fixed or floating object by reason of contact between the Vessel and such object, if and to the extent not covered under the Hull Policies. ㈡Unless the Association shall in its absolute discretion otherwise determine, it is a condition precedent to a Member’s right to recover from the Association in respect of any liability, loss, cost or expense that he shall first have discharged or paid the same.
📝 此題為申論題，共 2 小題
小題 (一)
P&I Club shall cover liability for loss of or damage to any fixed or floating object by reason of contact between the Vessel and such object, if and to the extent not covered under the Hull Policies.
思路引導 VIP
看到此題，應先精準辨識海事保險專有名詞，如「P&I Club（保賠協會）」、「fixed or floating object（固定或浮動物件，簡稱FFO）」及「Hull Policies（船體保單）」。翻譯時需掌握「保賠險」與「船體險」的互補關係，準確譯出「if and to the extent not covered（倘若且在...未予承保之範圍內）」的除外與承保界線條件。
小題 (二)
Unless the Association shall in its absolute discretion otherwise determine, it is a condition precedent to a Member’s right to recover from the Association in respect of any liability, loss, cost or expense that he shall first have discharged or paid the same.
思路引導 VIP
看到這題，首先要辨識出這是 P&I Club（船東互保協會）規則中經典的「先付後賠」（Pay to be paid）條款。翻譯時需精確掌握海商與保險法律術語，如「absolute discretion」（絕對裁量權）、「condition precedent」（先決條件）及「recover」（攤回/補償），並確保語句通順且具備法律文書的嚴謹度。