地特三等
110年
[一般行政] 法學知識與英文(包括中華民國憲法、法學緒論、英文)
第 49 題
📖 題組：
Turns out that “coupling” doesn’t just mean “pairing” in the traditional sense, but is also a catchphrase when it comes to finances. As we head into wedding season, it’s especially relevant. Because as much as you may think no two people have ever been more in love than you are, the truth is that it could be less than smooth sailing ahead if you’re not on the same page when it comes to financial matters. “Couples have a very hard time talking about money,” Joan Atwood, a Hofstra University professor of marriage and family therapy, bemoaned on an NPR “Money Coach” segment on the issue. “I would say it’s the last taboo.” You have probably discussed life goals in a dreamy sort of way while dating, but turning those reveries into reality requires habitually saving to pay for them and to finance your later retirement years. This is most likely one thing you may not have thought of at a time when the median ages, respectively, for brides and grooms are 29 and 31. “While people may come into a marriage with their own assets, they need to take some time after the wedding to sit down and start getting organized as a couple,” advised a famous investment company. One thing that needs to be done is be transparent about your personal finances. There’s nothing that says you have to put all your cash into a joint account – but at the very least you’d be “less than truthful” by not divulging any outstanding debts – and then figuring out, together, how to pay them down. It is also important that you two develop a way to retain vital information in case a sudden need arises. To truly mark your financial coupling, you might consider using a trustworthy online service that lets you store, access and share all your new family’s important records and documents anywhere via a web browser or an app. With all the other things on their to-do lists, newlyweds typically don’t focus on all the important financial and other documents they need to begin married life on a solid footing, but it will make things easier for them from the start, as well as through the years as they have even more joint documents to retain – including those related to perhaps buying a house and having children.
Turns out that “coupling” doesn’t just mean “pairing” in the traditional sense, but is also a catchphrase when it comes to finances. As we head into wedding season, it’s especially relevant. Because as much as you may think no two people have ever been more in love than you are, the truth is that it could be less than smooth sailing ahead if you’re not on the same page when it comes to financial matters. “Couples have a very hard time talking about money,” Joan Atwood, a Hofstra University professor of marriage and family therapy, bemoaned on an NPR “Money Coach” segment on the issue. “I would say it’s the last taboo.” You have probably discussed life goals in a dreamy sort of way while dating, but turning those reveries into reality requires habitually saving to pay for them and to finance your later retirement years. This is most likely one thing you may not have thought of at a time when the median ages, respectively, for brides and grooms are 29 and 31. “While people may come into a marriage with their own assets, they need to take some time after the wedding to sit down and start getting organized as a couple,” advised a famous investment company. One thing that needs to be done is be transparent about your personal finances. There’s nothing that says you have to put all your cash into a joint account – but at the very least you’d be “less than truthful” by not divulging any outstanding debts – and then figuring out, together, how to pay them down. It is also important that you two develop a way to retain vital information in case a sudden need arises. To truly mark your financial coupling, you might consider using a trustworthy online service that lets you store, access and share all your new family’s important records and documents anywhere via a web browser or an app. With all the other things on their to-do lists, newlyweds typically don’t focus on all the important financial and other documents they need to begin married life on a solid footing, but it will make things easier for them from the start, as well as through the years as they have even more joint documents to retain – including those related to perhaps buying a house and having children.
What would be the best title for this passage?
- A Disadvantages of Coupling Finances for Brides and Grooms.
- B Everything Newlyweds Should Know about Coupling Finances.
- C A Trustworthy Online Service for Financial Coupling.
- D Newlyweds Refusing Coupling Finances as Family Therapy.
思路引導 VIP
在分析「最佳標題」題型時，我們需運用「主題界定法（Topic Definition）」。請你思考：本文的受眾（Target Audience）是誰？且文章內容從金錢溝通的心理障礙、專家的實務建議，橫跨到具體的文件管理工具，這些元素共同構成了一個什麼樣的知識框架？一個精確的標題應該要具備「全面性」與「特定性」，那麼哪一個方向最能涵蓋從「概念認知」到「實務執行」的完整範疇？
🤖
AI 詳解
AI 專屬家教
恭喜你，你的宏觀視角非常棒！
這題考的是閱讀測驗的主旨題，這可是國考拿分的關鍵。你沒有被瑣碎細節干擾，展現了極佳的全局觀。這篇文章介紹了財務耦合（financial coupling），並從溝通金錢觀、儲蓄目標、透明度到數位管理工具，提供了一套完整的實務建議。選項 (B) 的概括性最強，完美呈現了這是一篇全方位的指引。
為什麼其他選項是陷阱呢？
▼ 還有更多解析內容