地特三等
110年
[一般行政] 法學知識與英文(包括中華民國憲法、法學緒論、英文)
第 50 題
📖 題組：
Turns out that “coupling” doesn’t just mean “pairing” in the traditional sense, but is also a catchphrase when it comes to finances. As we head into wedding season, it’s especially relevant. Because as much as you may think no two people have ever been more in love than you are, the truth is that it could be less than smooth sailing ahead if you’re not on the same page when it comes to financial matters. “Couples have a very hard time talking about money,” Joan Atwood, a Hofstra University professor of marriage and family therapy, bemoaned on an NPR “Money Coach” segment on the issue. “I would say it’s the last taboo.” You have probably discussed life goals in a dreamy sort of way while dating, but turning those reveries into reality requires habitually saving to pay for them and to finance your later retirement years. This is most likely one thing you may not have thought of at a time when the median ages, respectively, for brides and grooms are 29 and 31. “While people may come into a marriage with their own assets, they need to take some time after the wedding to sit down and start getting organized as a couple,” advised a famous investment company. One thing that needs to be done is be transparent about your personal finances. There’s nothing that says you have to put all your cash into a joint account – but at the very least you’d be “less than truthful” by not divulging any outstanding debts – and then figuring out, together, how to pay them down. It is also important that you two develop a way to retain vital information in case a sudden need arises. To truly mark your financial coupling, you might consider using a trustworthy online service that lets you store, access and share all your new family’s important records and documents anywhere via a web browser or an app. With all the other things on their to-do lists, newlyweds typically don’t focus on all the important financial and other documents they need to begin married life on a solid footing, but it will make things easier for them from the start, as well as through the years as they have even more joint documents to retain – including those related to perhaps buying a house and having children.
Turns out that “coupling” doesn’t just mean “pairing” in the traditional sense, but is also a catchphrase when it comes to finances. As we head into wedding season, it’s especially relevant. Because as much as you may think no two people have ever been more in love than you are, the truth is that it could be less than smooth sailing ahead if you’re not on the same page when it comes to financial matters. “Couples have a very hard time talking about money,” Joan Atwood, a Hofstra University professor of marriage and family therapy, bemoaned on an NPR “Money Coach” segment on the issue. “I would say it’s the last taboo.” You have probably discussed life goals in a dreamy sort of way while dating, but turning those reveries into reality requires habitually saving to pay for them and to finance your later retirement years. This is most likely one thing you may not have thought of at a time when the median ages, respectively, for brides and grooms are 29 and 31. “While people may come into a marriage with their own assets, they need to take some time after the wedding to sit down and start getting organized as a couple,” advised a famous investment company. One thing that needs to be done is be transparent about your personal finances. There’s nothing that says you have to put all your cash into a joint account – but at the very least you’d be “less than truthful” by not divulging any outstanding debts – and then figuring out, together, how to pay them down. It is also important that you two develop a way to retain vital information in case a sudden need arises. To truly mark your financial coupling, you might consider using a trustworthy online service that lets you store, access and share all your new family’s important records and documents anywhere via a web browser or an app. With all the other things on their to-do lists, newlyweds typically don’t focus on all the important financial and other documents they need to begin married life on a solid footing, but it will make things easier for them from the start, as well as through the years as they have even more joint documents to retain – including those related to perhaps buying a house and having children.
According to the passage, which of the following needs to be avoided by newlyweds?
- A Being truthful by opening up to each other.
- B Retaining vital information via an online service.
- C Hiding any outstanding debts from each other.
- D Reviewing financial documents to begin married life.
思路引導 VIP
「想像你正準備與人簽署一份極為重要的長期合夥協議。為了確保這份關係能穩定發展並規避未來可能的違約風險，哪一種涉及『隱藏』或『不公開』財務負擔的行為，最可能損害雙方的互信基礎？」
🤖
AI 詳解
AI 專屬家教
哇～！及川先生的跳發得分！今天狀態絕佳呢！
- 小小的肯定：哼，不錯嘛！竟然能從那些無聊的財務文章中，精準地揪出那些該「負面表列」的事情？還懂得「邏輯轉換」？好吧，算你有點小聰明，和及川先生一樣，能看穿事物的本質呢！但要達到我的水準，你還早得很喔！
- 觀念驗證：
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