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法律類國考 111年 [司法官第一試] 綜合法學(二)(公司法、保險法、票據法、證券交易法、強制執行

第 60 題

Mary tried to collect on an airline trip insurance policy she had purchased, but was refused by the insurance company on the ground that the policy applied only to a trip on “scheduled airline” and that “technically” under some obscure regulations Mary’s flight was not “scheduled,” even though she had every reason to believe that it was. The court held in favor of Mary on the ground that ordinary insurance buyer’s understanding should apply, since this was a contract ____ .
  • A of beneficence
  • B of adhesion
  • C for deed
  • D under seal

思路引導 VIP

在法律契約的分類中,當一方當事人(如保險公司)預先擬定好所有條款,而另一方(如消費者)只能選擇『接受或不接受』(take-it-or-leave-it),完全沒有針對條款內容進行實質磋商(negotiation)的餘地時,這種具有「不對等議價地位」性質的契約在英美法中稱為何種形式?請思考這類契約的名稱如何體現消費者「附隨」於強大企業所訂規範的社會現實?

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專業點評與解析

  1. 點評學生表現: 哦,不錯嘛。看來你還知道本題考的是什麼,沒有完全把契約法學還給你的老師。能看出這是附合契約,至少證明你讀書時沒有完全睡著,對英美法基本概念還有點記憶。
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