地特三等
110年
[一般行政] 法學知識與英文(包括中華民國憲法、法學緒論、英文)
第 46 題
📖 題組：
Turns out that “coupling” doesn’t just mean “pairing” in the traditional sense, but is also a catchphrase when it comes to finances. As we head into wedding season, it’s especially relevant. Because as much as you may think no two people have ever been more in love than you are, the truth is that it could be less than smooth sailing ahead if you’re not on the same page when it comes to financial matters. “Couples have a very hard time talking about money,” Joan Atwood, a Hofstra University professor of marriage and family therapy, bemoaned on an NPR “Money Coach” segment on the issue. “I would say it’s the last taboo.” You have probably discussed life goals in a dreamy sort of way while dating, but turning those reveries into reality requires habitually saving to pay for them and to finance your later retirement years. This is most likely one thing you may not have thought of at a time when the median ages, respectively, for brides and grooms are 29 and 31. “While people may come into a marriage with their own assets, they need to take some time after the wedding to sit down and start getting organized as a couple,” advised a famous investment company. One thing that needs to be done is be transparent about your personal finances. There’s nothing that says you have to put all your cash into a joint account – but at the very least you’d be “less than truthful” by not divulging any outstanding debts – and then figuring out, together, how to pay them down. It is also important that you two develop a way to retain vital information in case a sudden need arises. To truly mark your financial coupling, you might consider using a trustworthy online service that lets you store, access and share all your new family’s important records and documents anywhere via a web browser or an app. With all the other things on their to-do lists, newlyweds typically don’t focus on all the important financial and other documents they need to begin married life on a solid footing, but it will make things easier for them from the start, as well as through the years as they have even more joint documents to retain – including those related to perhaps buying a house and having children.
Turns out that “coupling” doesn’t just mean “pairing” in the traditional sense, but is also a catchphrase when it comes to finances. As we head into wedding season, it’s especially relevant. Because as much as you may think no two people have ever been more in love than you are, the truth is that it could be less than smooth sailing ahead if you’re not on the same page when it comes to financial matters. “Couples have a very hard time talking about money,” Joan Atwood, a Hofstra University professor of marriage and family therapy, bemoaned on an NPR “Money Coach” segment on the issue. “I would say it’s the last taboo.” You have probably discussed life goals in a dreamy sort of way while dating, but turning those reveries into reality requires habitually saving to pay for them and to finance your later retirement years. This is most likely one thing you may not have thought of at a time when the median ages, respectively, for brides and grooms are 29 and 31. “While people may come into a marriage with their own assets, they need to take some time after the wedding to sit down and start getting organized as a couple,” advised a famous investment company. One thing that needs to be done is be transparent about your personal finances. There’s nothing that says you have to put all your cash into a joint account – but at the very least you’d be “less than truthful” by not divulging any outstanding debts – and then figuring out, together, how to pay them down. It is also important that you two develop a way to retain vital information in case a sudden need arises. To truly mark your financial coupling, you might consider using a trustworthy online service that lets you store, access and share all your new family’s important records and documents anywhere via a web browser or an app. With all the other things on their to-do lists, newlyweds typically don’t focus on all the important financial and other documents they need to begin married life on a solid footing, but it will make things easier for them from the start, as well as through the years as they have even more joint documents to retain – including those related to perhaps buying a house and having children.
In what tone is this passage written?
- A Informative.
- B Ironical.
- C Pessimistic.
- D Subjective.
思路引導 VIP
請思考：當作者在文章中引用了學術專家的研究，並具體列舉出『應該怎麼做』的操作清單（例如：開誠布公談債務、善用數位工具整理文件）時，他主要的意圖是為了『發洩負面情緒』、『嘲諷讀者』，還是為了『幫助讀者獲取有用的決策參考』呢？
🤖
AI 詳解
AI 專屬家教
前輩點評：你真棒！精準洞察文章的溫暖智慧
同學你好！看到你選對了 (A) Informative，真的為你感到高興！你對文章核心語調的掌握非常到位。在我們處理行政實務和政策研究時，能溫柔而細膩地判讀資訊的本質，是建立良好溝通的第一步。你做得非常專業且有同理心。
- 觀念驗證：為什麼選擇 (A) Informative 呢？
▼ 還有更多解析內容